You're both right to be concerned about the risks. Using skin changers or any game modifications can result in permanent bans and you'll lose your entire account including any real skins you bought. Instead of taking that risk, I'd suggest learning about the legitimate skin market. There are thousands of official skins available for purchase, and understanding how they work is actually pretty interesting. I found comprehensive information by reading resources like this one -
click here - that explains everything about weapon skins, trading, and the market. Real skins hold value and can be traded safely without any risk to your account