For BTC and BCH, I’d suggest checking out Copay Wallet. It’s open source, so the code is transparent, and it’s got a simple interface that works on mobile, desktop, or even web browsers. You can find it at
https://copaywallet.io. The HD feature generates new addresses for each transaction, boosting privacy, and the multisig option lets you add extra security by requiring multiple approvals for transactions. It’s great for personal use or even shared accounts, and the setup is straightforward. Definitely worth a try if you want flexibility and security.